Defensible Fair Market Value Reports in Just 10 Days - Basic Flat Fee $3,500
Business valuation in Montréal is the forensic determination of Fair Market Value, identifying the 68% intangible core that determines real-world worth in shareholder disputes, divorce, expropriation, and CRA tax planning.
In the modern economy, a "standard" appraisal based only on iron and ink is a 70% error. This page defines the Forensic Reality of valuation where 28 years of calibrated owner-operator experience meets a court-accepted methodology. By applying the 25 Factors Affecting Business Valuation and the 5 Senses Inspection Report, we provide unshakeable, litigation-ready evidence for business owners and their professional advisors in Montréal.
Over 95% of business disputes are resolved without going to court.
We provide the valuation data that makes fair, timely settlements possible.
At PIN.CA, we recognize that most business owners, shareholders, and stakeholders want a clean exit — not years of litigation. Traditional accounting-based valuations often fail to capture the real drivers of value, particularly intangible assets that determine how a business actually performs in the marketplace.
Our methodology bridges formal valuation standards, including current and emerging CBV guidelines, with real-world operational reality. The result is defensible Fair Market Value conclusions that support resolution rather than fuel conflict.
Our primary service, designed for the 95% who want to settle, move forward, and protect capital.
Instead of opposing experts battling over spreadsheets, we facilitate a transparent, stakeholder-focused valuation process.
Using the 25 Factors Affecting Business Valuation together with the 5 Senses Inspection Report,
we identify and document both tangible and intangible assets that are routinely overlooked in conventional reports.
What this delivers:
Engagement terms:
This approach is specifically structured to bridge gaps between expectations using objective evidence, not assumptions.
For the small minority of cases where court involvement is unavoidable.
When a matter proceeds to litigation, we provide independent, technically rigorous valuation work suitable for judicial scrutiny.
When engaged as a neutral expert, our duty is to the court. We determine Fair Market Value by identifying, measuring, and explaining both tangible and intangible assets using normalized financials and documented operational evidence.
We also act as independent consultants to review existing valuation reports. In this role, our duty is to you alone. We assess reports against accepted valuation standards and guidelines, identify unsupported assumptions, highlight overlooked assets, and clearly explain where methodology diverges from market reality.
Accounting reports the past; business valuation in Montréal withstands present scrutiny for CRA, courts, and disputes.
Traditional reports use accounting templates, but modern business value stems from intangible assets like systems, relationships, positioning, risk, and operational reality often 90% of a private business's value.
Many business valuations fail CRA audits, litigation, financing, or shareholder disputes because math alone isn't enough.
Most fail due to unidentified intangible assets, unmeasured value drivers, or undefendable conclusions in Canadian courts or CRA reviews.
In a global economy where 68% of wealth is intangible, traditional business valuation models are incomplete.
"We provide business valuations in Montréal based on demonstrated performance and measurable assets,
not assumptions or labels. Results, risk, and replicability determine value."
Cross-examination tests business valuations. If not explainable, defendable, and evidence-backed, they fail in court, CRA audits, litigation, or financing.
PIN.ca business valuations are pressure-proof from the start.
Eric Jordan 25 Factors Affecting Business Valuation™
Replaces goodwill guesswork with structured analysis of value drivers for accurate FMV reports.
5 Senses Inspection Report™
Desk valuations fail; forensic inspections provide observed facts for unchallengeable evidence in CRA and court settings.
Together, they create a forensic record of reality for your business valuation needs.
"Under cross-examination, Eric Jordan's valuation shone brightly and withstood scrutiny."
Ontario Self-Litigant
In 2026, Montreal’s business valuation profile is defined by “Incentive-Driven Yield.” While Toronto remains the capital of finance and Vancouver the capital of scarcity, Montreal has positioned itself as the most cost-efficient scaling hub in North America.
From a valuation perspective, Montreal businesses often show higher net margins and lower operational risk due to a unique “Triple Threat” of low energy costs, aggressive tax subsidies, and a stabilized labor market.
The most significant differentiator in 2026 is the impact of Quebec’s sector-specific tax credits on company valuation.
As AI infrastructure costs skyrocket globally, Montreal’s access to low-cost hydroelectricity (approximately 5.7¢/kWh) has become a primary valuation driver.
Montreal enters 2026 as the most affordable major city in Canada, creating a unique “Labor Hedge.”
While Toronto and Vancouver face a stagnant recovery, Montreal’s commercial market is seeing renewed activity driven by undervalued assets.
| Factor | Montreal | Toronto | Vancouver |
|---|---|---|---|
| Primary Valuation Catalyst | Tax Incentives & Low Power | Financial Depth & AI Hub | Land Scarcity & Lifestyle |
| Effective Tech Margin | High (30%+ Wage Credits) | Moderate | Moderate |
| Energy Cost (Industrial) | ~5.74¢/kWh | ~10.90¢/kWh | ~8.12¢/kWh |
| Labor Churn Risk | Low (Affordability) | Medium | High (Cost of Living) |
| Asset Liquidity | Moderate / Growing | Very High | High |
In 2026, Montreal is the “Efficiency Champion.” When valuing businesses for divorce or shareholder disputes, Montreal entities often show cleaner balance sheets because government effectively co-pays high-value employee wages through the tax system.
Toronto offers market access, Vancouver offers prestige, but Montreal offers the strongest after-tax ROI for owner-operators. In a global economy defined by high interest rates and tight margins, Montreal’s cost advantages are the ultimate differentiator.
Serious outcomes demand specialists, not templates. For business valuations that survive scrutiny in CRA audits or Canadian courts, choose differently.
PIN.ca: Business Valuations Built for Reality.